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What Is Personal Watercraft Insurance?
Most personal watercraft insurance policies will cover a wide range of PWCs, including the major brands of Jet Ski, Sea-Doo, and WaveRunners. These policies will also usually cover incidents in which someone other than the policyholder was operating the watercraft, as long as they were doing so with permission, and will cover incidents caused by another, uninsured or underinsured, watercraft.
What Are The Standard Personal Watercraft Insurance Policy Coverages?
Most personal watercraft insurance policies will cover property damage caused by the insured personal watercraft. This damage can include the personal watercraft itself, another individual’s watercraft, docks, or other property.
Most personal watercraft insurance policies will cover some or all of the medical bills associated with bodily injury caused by the covered personal watercraft. This can include injury to the driver, or another individual.
These types of insurance plans may also pay legal expenses if you are sued as a result of an accident. This coverage may also protect you while using your personal watercraft during sports such as water skiing.
Many of these insurance plans may also protect you in the event that you suffer property or bodily injury as the result of an uninsured operator of another watercraft.