I Want to
Insure My   Jet Ski

Personal watercraft (PWC) insurance is a type of insurance that financially protects you in the event of injury or damage involving your PWC.

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    Type of Insurance

    AutoHomeMobile HomeMotorcycle Watercraft/BoatCommercialLifeOther

    What Is Personal Watercraft Insurance?

    Personal watercraft insurance provides coverage when injury or property damage occurs related to the policyholder’s personal watercraft. Some of the incidents that could be eligible for coverage from PWC insurance are the following:

    • Vandalism
    • Theft
    • Property Damage (e.g. Docks, other watercraft)
    • Injury to PWC Operator
    • Injury to Others
    • Damage to the Covered PWC
    • Towing Assistance
    • And more

    Most personal watercraft insurance policies will cover a wide range of PWCs, including the major brands of Jet Ski, Sea-Doo, and WaveRunners. These policies will also usually cover incidents in which someone other than the policyholder was operating the watercraft, as long as they were doing so with permission, and will cover incidents caused by another, uninsured or underinsured, watercraft.

    What Are The Standard Personal Watercraft Insurance Policy Coverages?

    A standard personal watercraft insurance policy may include the following coverages:

    Property Damage

    Most personal watercraft insurance policies will cover property damage caused by the insured personal watercraft. This damage can include the personal watercraft itself, another individual’s watercraft, docks, or other property.

    Bodily Injury

    Most personal watercraft insurance policies will cover some or all of the medical bills associated with bodily injury caused by the covered personal watercraft. This can include injury to the driver, or another individual.

    Liability Coverage

    These types of insurance plans may also pay legal expenses if you are sued as a result of an accident. This coverage may also protect you while using your personal watercraft during sports such as water skiing.

    Uninsured Coverage

    Many of these insurance plans may also protect you in the event that you suffer property or bodily injury as the result of an uninsured operator of another watercraft.

    Frequently Asked Questions

    Learn more about personal watercraft insurance by exploring the answers to common questions, and then contact us for additional information.

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      Type of Insurance

      AutoHomeMobile HomeMotorcycle Watercraft/BoatCommercialLifeOther
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