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What is Renters Insurance?
While most belongings are covered under this type of insurance policy, there are a few things not typically included, such as valuables, home business belongings, and vehicle damage.
What Are The Standard Renters Insurance Policy Coverages?
Personal property coverage includes the policy holder’s belongings, including clothing, furniture, and electronics. It will also typically cover belongings inside a personal vehicle, although it will not cover the vehicle’s systems. Usually, coverage applies up to a certain limit.
Liability coverage helps to pay a guest’s medical bills and other applicable expenses in the event that the policyholder is found to be responsible for their injuries.
Additional Living Expenses
Additional living expenses may cover costs related to finding housing if the rented residence becomes uninhabitable due to damage or other covered incidents.