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What is RV Insurance?
Each coverage provides protection up to the limits of the policy, which you work with your insurance agent to set. In addition, you will usually need to pay a certain amount of money before your insurance policy begins to pay for an incident. This upfront payment is called a deductible.
What Is Covered By A Boat Insurance Policy?
Bodily Injury Liability
Bodily injury liability covers injuries that occur to others as a result of an accident in which your motorcycle is involved. It can cover medical expenses, lost wages, funeral expenses, and more.
Medical Payments or Personal Injury Protection (PIP)
Medical payments protection will cover any injuries you or your passengers experience as a result of an accident involving a motorcycle.
Property Damage Liability
Property damage liability covers damage caused by your motorcycle to someone else’s property. Covered objects can include other motorcycles, trucks, cars, lamp posts, fences, or any structure.
Collision coverage provides financial protection for damage to your motorcycle from an accident regardless of fault.
Comprehensive coverage provides protection for events that are not related to an accident, such as theft, vandalism, fire, falling objects, rocks, debris, and more.
Uninsured and Underinsured Motorist Coverage
This type of coverage protects you if your motorcycle is involved in an accident with a driver who either has no insurance or not enough insurance to cover the damages to your bike, or when you are involved in a hit and run. You may also use this coverage for medical expenses.