Get a Quote
Request a free quote from SafeGuard Insurance Agency today.
What Is Business Insurance?
Business insurance in Weslaco, TX, helps protect your company from unexpected financial losses. It’s designed to cover a variety of risks, and you can choose from multiple types of coverage to safeguard your business and its assets against situations such as:
Many Texas businesses, including those in Weslaco, are required to carry certain types of business insurance by law. Beyond the required coverage, companies can choose additional policies based on their industry, risks, and unique needs. A local insurance agent can guide you in selecting the right coverages, help with the purchase and renewal process, and assist with claims when needed, ensuring your Weslaco business is fully protected.
Core Business Insurance Policies for Weslaco Businesses
For most small businesses in Weslaco, there are four essential types of insurance you should consider to protect your operations and assets.
Property Insurance
Property insurance compensates a business if the property used in the business is lost or damaged as a result of various types of common perils, such as fire or theft.
Liability Insurance
Any business can be sued. Liability insurance protects your company if a customer claims harm from a defective product, service error, or unsafe environment.
Business Auto Insurance
This coverage protects vehicles owned by your business. It pays for bodily injury or property damage to third parties for which your business is legally responsible.
Workers’ Compensation Insurance
While Texas has unique rules for workers’ comp, this coverage provides medical care and partial wage replacement for employees injured on the job. It ensures your team is supported, even if accidents happen.
Additional Types of Business Options
You may also wish to purchase one or more of these business coverages.
Errors and Omissions / Professional Liability
Protects service-based businesses from claims alleging mistakes or negligence, such as faulty advice, design errors, or professional oversights.
Employment Practices Liability
Covers damages related to employment disputes, including violations of civil or legal employee rights, and provides legal defense costs.
Directors and Officers Liability
Protects corporate or nonprofit directors and officers from claims alleging mismanagement or failure to protect stakeholder rights.
Key Employee Insurance
Life or disability coverage for crucial employees helps cushion your business from the financial impact of losing key talent.
Umbrella Policies
Umbrella liability insurance provides extra coverage above existing policies to protect against unusually large claims or lawsuits.
Frequently Asked Questions About Insurance
Learn more about auto insurance by exploring the answers to common questions, and then contact us for additional information.
- What’s the price?
No more contacting multiple carriers to get comparable quotes. As a one-stop shop for insurance coverage, our experienced team gathers the very best deals for the customized coverage you need so you can choose from among many competitive offers. Easy-to-compare quotes and tailored coverage make getting the right insurance easy.
- Consider more than price
As a full-service insurance agent, SafeGuard is committed to tailored insurance solutions. No more finding quotes that offer too much or too little coverage. No more comparing quotes based only on price. Our dedicated team finds the solutions you need so you can look beyond price to get total peace of mind.
- Is business insurance required by law in Texas?
Some types are required by law; others depend on your business structure and industry. Our agents help you choose the right coverage for compliance and protection.
- What types of business insurance do I need in Weslaco?
Coverage depends on your operations, assets, and risks. Safeguard Insurance Agency customizes solutions for Weslaco businesses of all sizes.
- How can I save money on business insurance?
Compare quotes, work with a knowledgeable agent, and select coverage that meets your needs without unnecessary extras.
- Reevaluate your coverage with life changes
Life happens. When it does, your insurance needs may change. What life changes may lead to insurance changes? Marriage, divorce, home renovations, purchasing or selling a house, starting a business, buying a luxury item or vehicle, getting a pet, and more. Here at SafeGuard, our professional team is ready to adapt your coverage at any time. Just give us a call!
- Weigh the benefits and discounts
With multiple competitive quotes to choose from, you can easily compare the benefits, discounts, and prices of each to find the very best deal. Our team uses our established relationships with carriers to get you the lowest rates and the most favorable discounts. All you have to do is consider your options to find the perfect insurance solution for you.
- Does business insurance cover home-based businesses?
No. Business insurance will not cover your home or personal belongings if you own a home business. You may need to purchase separate homeowners’ insurance to protect your residence against damage, theft, and other incidents.
- Does business insurance cover vehicles?
Yes, if you purchase business auto insurance.
- What affects business insurance premiums?
Factors include business size, location, industry, and risk exposure. Our agents help you find coverage that fits your budget and business needs.
Our Clients Testimonials
From transportation to business, health to life, clients trust us to find the insurance solutions they need. Read our success stories
Contact an agent today to learn more about our ability to customize your quote to your requirements.
