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Insurance Close to You
Getting motorcycle insurance in Weslaco shouldn’t require a long trip or complicated process. At SafeGuard Insurance Agency, our experienced local agents make it easy to find comprehensive coverage that fits your needs and budget. With access to multiple carriers, we compare quotes and options to ensure you get the best protection. Call or stop by today — we’re here for you!
What is Motorcycle Insurance?
Motorcycle insurance offers similar protections to auto insurance but is specifically designed for motorcycles. Coverage can include property damage, liability, and medical protection — all tailored to riders.
Each coverage protects up to the limits of the policy, which you work with your insurance agent to set. In addition, you will usually need to pay a certain amount of money before your insurance policy begins to pay for an incident. This upfront payment is called a deductible.
What Does Motorcycle Insurance Cover?
A full motorcycle insurance policy in Weslaco can include:
Bodily Injury Liability
Covers injuries to others in an accident you caused. It can cover medical expenses, lost wages, funeral expenses, and more.
Medical Payments or Personal Injury Protection (PIP)
Pays for medical costs for you and your passengers.
Property Damage Liability
Property damage liability covers damage caused by your motorcycle to someone else’s property.
Collision
Collision coverage pays for repair and damage to your motorcycle from an accident, regardless of fault.
Comprehensive
Comprehensive coverage protects events that are not related to an accident, such as theft, vandalism, fire, falling objects, rocks, debris, and more.
Uninsured and Underinsured Motorist Coverage
This type of coverage protects you if your motorcycle is involved in an accident with a driver who either has no insurance or not enough insurance to cover the damages.
FAQs
Learn more about motorcycle insurance by exploring the answers to common questions, and then contact us for additional information.
- Will my auto insurance cover my motorcycle?
No. Unless you add your motorcycle to your auto policy, it is not covered. The best protection is a dedicated motorcycle insurance policy.
- Do I need more than the minimum coverage?
Possibly. Your agent can help you determine the best coverage based on your bike’s value, usage, and personal budget.
- How much does motorcycle insurance cost in Texas?
Rates vary depending on factors like bike type, age, storage, usage, and riding experience. Our agents work with multiple carriers to find a policy that fits your budget.
- Is motorcycle insurance required in Texas?
Yes. Texas law requires $30,000 bodily injury per person, $60,000 total per accident, and $25,000 property damage coverage per accident.
- Does my policy include towing?
Towing may be available depending on your plan. Ask your agent about adding roadside assistance or towing coverage.
- How can I save money on my motorcycle insurance in Texas?
You may qualify for discounts by insuring multiple motorcycles, completing a motorcycle safety course, or bundling policies. Ask your agent about all available options.
Trusted Agency
From auto to boat, health to life, clients trust us to find the insurance solutions they need. Read our success stories!
Contact an agent today to learn more about our ability to customize your quote to your requirements.
Your Trusted Insurance Agency in Weslaco, TX
At SafeGuard Insurance Agency, we offer comprehensive coverage for auto, home, life, motorcycle, business, and more — all tailored to your unique needs. As an independent, full-service agency serving Weslaco and the Rio Grande Valley, we combine local expertise with access to multiple insurance carriers to find the right policies at the best rates.
