Renter’s Insurance, Pharr, TX

It is time to protect your belongings with renters insurance at Pharr, TX. Use SafeGuard Insurance Agency to get coverage that protects you against everything from natural disasters to theft and accidents. No matter how many or few belongings you have, we provide comprehensive coverage personalized to you. Let us make it possible today to enjoy your possessions, not worry about them.

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    Type of Insurance

    AutoHomeMobile HomeMotorcycle


    Insurance Close to Home

    Renter's insurance in Pharr, TX, is available right here in Pharr. SafeGuard Insurance Agency serves the entire Pharr area so that you can access insurance from local, experienced and conveniently located agents. Let us negotiate get you the right quotes with less time and effort on your part. Just call or stop by today to get our help. We look forward to talking with you.

    Contact Us

    3003 S. Cage Blvd.
    Pharr, TX 78577

    Phone: 956-787-4600

    What is Renters Insurance?

    Renters insurance provides protection for individuals whose belongings are lost or damaged while they are renting a home, condo, townhome, apartment, or other residence. Renters insurance can also provide liability coverage in the event that someone is injured on the property or pay for additional living expenses if the policy holder's home becomes uninhabitable.

    • Fire
    • Theft
    • Injury
    • Sewer Backup
    • Smoke damage
    • Frozen Plumbing
    • Vandalism
    • Windstorm
    • Water Damage
    • And More

    While most belongings are covered under this type of insurance policy, there are a few things not typically included, such as valuables, home business belongings, and vehicle damage.

    What Are The Standard Renters Insurance Policy Coverages?

    A standard renters insurance policy includes several different types of coverage, including the following:

    Personal Property

    Personal property coverage includes the policy holder’s belongings, including clothing, furniture, and electronics. It will also typically cover belongings inside a personal vehicle, although it will not cover the vehicle’s systems. Usually, coverage applies up to a certain limit.

    Liability Coverage

    Liability coverage helps to pay a guest’s medical bills and other applicable expenses in the event that the policyholder is found to be responsible for their injuries.

    Additional Living Expenses

    Additional living expenses may cover costs related to finding housing if the rented residence becomes uninhabitable due to damage or other covered incidents.

    Frequently Asked Questions

    Learn more about renters insurance by exploring the answers to common questions. Then contact us for additional information.

      • What is not covered by renters insurance?

        Usually, renters insurance does not cover valuables, vehicles, and belongings associated with a home business. You should discuss alternate insurance options for these items.

      • Will my renters insurance have a deductible?

        Usually, renters insurance does have a deductible. This is an amount of money the policyholder will pay before the insurance coverage kicks in. The amount of the deductible will depend upon the policy chosen.

      • Are there events not covered by renters insurance?

        Damage from certain events may not be covered by renters insurance. These events may include floods, earthquakes, tornadoes, or other natural disasters. You may be able to purchase a separate insurance policy for these events.

    • How much does renters insurance cost?

      Renters insurance costs will vary based on factors such as the belongings you own and the policy you purchase. Your agent can walk you through your options and help you find a solution that fits your needs and your budget.

    • How do I estimate the value of my property for renters insurance?

      The amount of renters insurance for any policy will depend upon the value of the policyholder’s property. Your insurance agent can help you estimate this number to ensure that you receive coverage that matches the value of your belongings. Creating an inventory of your belongings can be a good start to determining how much they are worth.

    • What happens when it is time to submit a claim?

      Usually, you can follow your insurance policy’s process for submitting a claim. We make sure you understand the process and have easy access to the resources you need to quickly submit a claim when necessary.

    Trusted Agency

    From transportation to business, health to life, clients trust us to find the insurance solutions they need. Read our success stories
    and contact an agent today to learn more about our ability to customize your quote to your requirements.

    Insurance Agency You Can Trust

    Whether you seek auto, home, life, transportation, or business insurance, or a combination of other insurance options, SafeGuard Insurance Agency provides comprehensive insurance solutions tailored to your unique lifestyle. As an independent full-service agency with various agents and locations across the Valley, we strive to provide you not just with full cover, but also with personalized service every step of the way. Our professional team is always on your side and remains dedicated to finding the best cover for your peace of mind.


    Get a Quote

      Type of Insurance

      AutoHomeMobile HomeMotorcycle